High-Cost Disclosure: Loans arranged by Sunshine Loans have a high APR and should not be used as a long-term
financial solution. Customers with credit difficulties should seek credit counseling.
California: Deferred deposit loans are provided by MoneySpot Direct, LLC, License #10DBO-177857, a lender license
by the California Department of Financial Protection and Innovation, pursuant to Financial Code Section 23005(a)
of the California Deferred Deposit Transaction Law.
Delaware: Payday loans are provided by MoneySpot Direct, LLC, a lender licensed by the Delaware State Bank
Commissioner, Delaware Licensed Lender License 039289.
Oregon: Loans are provided by MoneySpot Direct, LLC, a lender licensed by the Oregon Department of Consumer
and Business Services to make Deferred Deposit Loans, NLMS Id. #2035881.
Texas: MoneySpot USA, LLC dba Sunshine Loans is licensed as a Credit Access Business (CAB), License No. 2000066081-163865, by the
Office of the Consumer Credit Commissioner and registered as a Credit Services Organization (CSO), Registration No. 20200018, by
the State of Texas. Sunshine Loans is NOT a lender in the state of Texas. All loans for which Sunshine Loans acts as a CSO/CAB are
funded by an unaffiliated third-party lender, TXCSO, Inc., and serviced by Sunshine Loans.
Alabama: Minimum age to apply in Alabama is 19.